Georgia Landlord Insurance » tenant occupied http://www.galandlordinsurance.com Insurance for the Tenant Occupied Home Toll-Free:1-85-Landlord Fri, 27 Jan 2012 04:56:09 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Market Value Coverage http://www.galandlordinsurance.com/2011/05/market-value-coverage/ http://www.galandlordinsurance.com/2011/05/market-value-coverage/#comments Sat, 21 May 2011 17:13:32 +0000 mattlocke http://www.galandlordinsurance.com/2011/05/market-value-coverage/ #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } We here it all of the time: “I purchased the home for ____ and yet the agent REQUIRED coverage for its Replacement value.  That is too much coverage!”                           Vacant Home Insurance- Market Value Example: As an Investor the home was bought for $40,000.00 … Continue reading →]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }

We here it all of the time: “I purchased the home for ____ and yet the agent REQUIRED coverage for its Replacement value.  That is too much coverage!”                           Vacant Home Insurance- Market Value

Example: As an Investor the home was bought for $40,000.00 and the insurance company is mandating coverage for $200,000.00.  What gives?

We have solutions to insure the home for its “Market Value”.  If the home was just purchased for $40,000.00 then the market value is $40,000.00 minus the value of the land.  $5,000.00 is the minimum coverage.

Investor solutions include individual policies for each home OR a single policy that can provide coverage from 10 homes or more. Vacant? Builders Risk? Tenant Occupied?  Customized coverage for-

  • Vandalism
  • Theft
  • Personal Property
  • Loss of Rent
  • Liability

The insurance can be customized to meet YOUR need!  NO MANDATED coverage with optional coverage values.

Make an application for insurance today by clicking here or call us: 1-855-5Vacant  or 1-85Landlord


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]]> http://www.galandlordinsurance.com/2011/05/market-value-coverage/feed/ 0 Landlord Coverage http://www.galandlordinsurance.com/2009/02/landlord-coverage/ http://www.galandlordinsurance.com/2009/02/landlord-coverage/#comments Wed, 25 Feb 2009 03:19:51 +0000 admin http://www.galandlordinsurance.com/?p=1 #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; } The Georgia Landlord policy provides coverage for a multitude of “perils”. The main perils a policy does not inherently provide coverage for: Does not include Flood Does not include Earthquake Does not include Termite or Pest infestation Each policy is … Continue reading →]]> #leftcontainerBox { float:left; position: fixed; top: 60%; left: 70px; } #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; padding-bottom:2px; } #bottomcontainerBox { width: 50%; padding-top: 1px; } #bottomcontainerBox .buttons { float: left; margin: 4px 4px 4px 4px; }

The Georgia Landlord policy provides coverage for a multitude of “perils”.

The main perils a policy does not inherently provide coverage for:

  • Does not include Flood
  • Does not include Earthquake
  • Does not include Termite or Pest infestation

Each policy is quoted with “Vandalism” and  “Burglery” coverage. Do to the recent economic conditions Burglary coverage has been added for the theft of A/C compressors, refrigerators, and copper plumbing… It is your choice to accept this coverage or not.  NOTE: Vandalism and Burglary coverage is VOID if the home is vacant or has been vacant of 30 consecutive days or more.

Do let us know up-front if the home is in a subdivision with a mandated Homeowner Association. There is a special coverage to protect you from the Homeowner Association that could add as much as $15.00 per year to the policy.

Loss of Rent is included in the policy for a term of 12 months… This coverage does not have a limit.

Endorsing an Additional Insured is not a problem and we often times add the property management company to the policy.

This is just a quick synopsis of the coverage. Do contact us for more details of the coverages our policies provide.

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